Immediate Steps at the Scene
Your actions immediately after a car accident in Florida can significantly impact your personal injury claim. First, check for injuries and call 911. Move to a safe location if possible. Exchange insurance and contact information with the other driver. Document the scene with photos of all vehicles, road conditions, and any visible injuries.
Seek Medical Attention Within 14 Days
Florida’s PIP insurance law requires you to seek medical treatment within 14 days of the accident to preserve your right to PIP benefits. Even if you feel fine, see a doctor — many serious injuries like whiplash and concussions are not immediately apparent.
Contact a Personal Injury Attorney
Before speaking with the insurance company, consult a personal injury attorney. Insurance adjusters are trained to minimize payouts, and anything you say can be used to reduce your settlement.